Basic Life/Accidental Death & Dismemberment (AD&D) Information

Insurance Coverage Provided

4J provides a Basic Life coverage of $50,000 for all benefits eligible administrative employees.  In addition to this coverage, 4J provides all benefits eligible employees a Basic Accidental Death and Dismemberment (AD&D) coverage.  Through Basic AD&D insurance, you or your beneficiaries may be eligible to receive an additional amount of coverage if death or dismemberment occurs as a result of an accident. 

Administrative retirees enrolled in benefits are also provided with a Basic Life and AD&D coverage.  The administrative retiree benefits package includes a mandatory $50,000 basic life insurance policy which cannot be separated from the health plans. 

For more details about this Basic Life or Basic AD&D benefit, please refer to the Basic Life and Basic AD&D Insurance Brochure.  You are automatically enrolled in this no-cost benefit at the time you become benefits eligible.